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Home Affordable Foreclosure Alternatives (HAFA) Program

You can't afford your mortgage payment and it's time for you to transition to more affordable housing, the Home Affordable Foreclosure AlternativesSM (HAFA) program is designed for you. HAFA provides two options for transitioning out of your mortgage: a short sale or a Deed-in-Lieu (DIL) of foreclosure. In a short sale, the mortgage company lets you sell your house for an amount that falls "short" of the amount you still owe. In a DIL, the mortgage company lets you give the title back, transferring ownership back to them. Read more here

Zoos & Aquariums - Florida

Zoos & Aquariums - Florida

Obama Administration Releases June Housing Scorecard

The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of the Treasury recently released the June edition of the Obama Administration’s Housing Scorecard – a comprehensive report on the nation’s housing market. Data in the June Housing Scorecard show some promising signs of stability, though the overall outlook remains mixed.

Read the full article below
http://rismedia.com/2012-07-10/obama-administration-releases-june-housing-scorecard/

Foreclosure inventory remains near all-time high

Foreclosure inventory remains near all-time high

Mortgage rates chart new depths

Mortgage rates sank to new lows this week as fears about a U.S. economic slowdown and the impact of the European debt crisis continue to make Treasuries and bonds that fund most mortgages look like safe bets to investors.
Rates on 30-year fixed-rate mortgage (FRM) averaged 3.62 percent with an average 0.8 point for the week ending July 5, down from 3.66 percent last week and 4.60 percent a year ago, Freddie Mac said in releasing the results of its Primary Mortgage Market Survey. That's a new all-time low in Freddie Mac records dating to 1971.

Reuters: Rate cuts by central banks signal 'growing alarm' about global economy

By Inman News, Thursday, July 5, 2012.

Inman News®

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The Scherer Team was honored again this month

Economists expect 2013 home price rebound

Homeownership rate expected to drop in next five years
By Inman News®

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Home prices rise in nearly all major U.S. cities

"WASHINGTON (AP) – June 26, 2012 – Home prices rose in nearly all major U.S. cities in April from March, further evidence that the housing market is slowly improving even while the job market slumps."
Read the The Associated Press article

Home prices rise in nearly all major U.S. cities

More Americans expect home prices to rise

News and Events WASHINGTON – June 26, 2012 –

More Americans are optimistic that home prices will inch up over the next year, and they expect prices to rise at least 1.4 percent in that timeframe.

Read the full article
More Americans expect home prices to rise

Regional MLS reports median single-family home price up

Click here for the full report: Palm Beach County Market Report May-12 Source: Regional MLS; (RMLS)
May-12 Quick Facts: •The median price of existing single-family homes increased to $165,000 up 3.1% vs Apr-12.
•Existing single-family home sales increased 1.1% from Apr-12 for a May-12 total of 1,603 sold units.
•Condos increased in price to $82,000 up 13.9% vs Apr-12.
•Existing condo sales decreased -5.2% in May-12 over Apr-12 for a total of 937 sold units.

Housing Trends JUN-2012 Newsletter

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link to view the Housing Trends JUN-2012 Newsletter http://teamscherer.housingtrendsenewsletter.com

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

Housing Trends eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, consumer videos, blogs, real estate glossary, mortgage rates and calculators, consumer articles, and REALTOR.com local community reports.

This Month in Real Estate June 2012

A fixer-upper purchase strategy... Consider future value financing

Click here to read the article

You are attracted to a house that is perfectly located but it just came out of foreclosure and needs a lot of work to make it habitable. To swing the deal, you need to finance both the purchase and the required repairs. How do you do that?

New-home inventories shrinking

New-home inventories shrinking