Friday, September 30, 2011

Real Estate Glossary - O

Online real estate listings : Properties listed for sale on the Internet.

Open house : A marketing tool in which a listing agent opens a house for view.

Open listing : A property given to a number of brokers to market at the same time.

Open space : Undeveloped land or common areas in a planned community reserved for parks, walking paths or other natural uses.

Option : A situation in which a buyer puts down money for the right to purchase a piece of real estate within a set time period but does not have an obligation to buy.

Oral agreement : Contractual arrangements that are not in writing and are usually not legally binding.

Original principal balance : The amount of principal owed on a loan before a borrower makes any payments.

Origination fee : A fee charged by most lenders--also called points--for processing a loan. A point is 1 percent of the total loan amount.

Overhang : A protruding structural feature.

Owner financing : A transaction in which the seller of a property agrees to finance all or part of the purchase.

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